On June 18, the U.S. Senate officially passed the GENIUS Act, marking a substantive step toward U.S. stablecoin regulatory legislation and a major milestone for the entire crypto industry entering a regulated track. Stablecoins, Bitcoin, and other mainstream crypto assets have also become part of public companies’ asset allocations. According to Arkham Intelligence, 131 U.S.-listed companies now hold Bitcoin, totaling over 420,000 BTC.
At the same time, the U.S. SEC has gradually signaled a friendlier stance toward DeFi. On June 9, the SEC’s new Chair publicly stated, “DeFi should not be constrained by form; we should recognize its compliance potential,” sparking heated debate around DeFi and regulation. Against this backdrop, RWA, DeFi, and stablecoins—seen as the most promising verticals—have drawn focused attention from capital, developers, and policymakers.
As a rising on-chain ecosystem, JuChain follows these trends by not only fostering on-chain native DeFi protocols but also exploring on-chain credit and RWA asset infrastructure. This report analyzes its three flagship ecosystem projects—APRO Oracle, JuFinance, and Labubu Fans—uncovering their investment opportunities under the new compliance framework.
1. APRO Oracle
Project Overview:
APRO Oracle is the next-generation oracle network built specifically for large language models (LLMs) and AI agents, tackling three core challenges of on-chain AI: data latency, hallucinations, and unverifiable content. As LLMs like GPT proliferate, AI systems in high-risk scenarios (finance, governance, gaming) increasingly rely on real-time data, yet most models are trained only through 2024 and lack on-chain validation mechanisms—leading to mispricing DeFi APYs or market events and triggering systemic risk. APRO coined the term Oracle 3.0 to bridge AI and Web3 data silos, becoming the trusted data foundation for on-chain AI.
APRO Oracle raised a $3 M seed round in 2024 led by Polychain and Franklin Templeton. Initially focusing on the Bitcoin ecosystem, it has expanded to multi-chain support (BNB Chain, JuChain, etc.) and even caught CZ’s attention. Its native token has yet to launch.
Key Highlights:
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Oracle 3.0 Positioning: A specialized oracle network for AI multi-agent systems, supporting real-time on-chain AI scheduler, financial model validation, Bitcoin L2 data sync, and other decision-critical use cases.
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Multi-Chain Support: Adapters for Bitcoin ecosystems (BitVM, Bitlayer), Solana VM (SVM), EVM chains (JuChain, Polygon), and zkLink rollups—positioning APRO as core infrastructure linking AI and DeFi.
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Strong Backing: Early investment from Polychain Capital and FTDA US, with Franklin Templeton as strategic advisor—building deep ties with financial institutions, data providers, and infrastructure partners.
On-Chain Metrics:
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Networks Deployed: 26 mainnets (BNB Chain, JuChain, Bitlayer, Polygon, zkLink, etc.)
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Total Calls: > 400K AI oracle requests, 216 daily average (use cases: real-estate valuations, credit scores, BTC price feeds)
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Integrations: 196+ ecosystem projects (Lorenzo, zkLink Aggregated Rollup, Bitlayer Labs, etc.)
Investment Logic:
The AI-agent market is in early explosive growth—forecast to exceed $100 B by 2035—making on-chain agents the primary Web3 user interface. Simultaneously, hallucinations in large models intensify, so on-chain verifiable data will become indispensable. APRO uniquely integrates oracle, AI agents, and blockchain verification into a turnkey service layer, with strong To B monetization and network effects. Backed by Polychain and Franklin Templeton and synergized with BNB Chain and JuChain, APRO is poised to be the standard data layer for multi-chain AI agents and cross-protocol data mesh in the era of trusted AI.
2. JuFinance
Project Overview:
JuFinance is a Web3 native credit-lending protocol incubated by JuCoin, building an on-chain credit scoring system from user behavior data to unlock differentiated DeFi privileges and asset growth pathways. Its core products include JuScroll credit scores, credit-driven DeFi (lending, payments, staking), and a decentralized identity (DID) system—forming a closed-loop ecosystem from data collection to credit modeling to asset empowerment.
JuFinance aims to redefine on-chain finance, eschewing hype in favor of contribution-based value creation. By integrating AI with DeFi, it accelerates the financial upgrade from Web2 to Web3. Its contribution-driven token minting—where user actions directly generate tokens—creates a healthy, sustainable on-chain economy. In partnership with JUF Pay, JuFinance also offers an on-chain payment solution with 100 % cashback: every purchase triggers rewards and asset appreciation, pioneering a future-ready financial experience.
Key Highlights:
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$$JU Token Mining: Users earn $JU tokens for on-chain contributions, incentivizing participation and strengthening tokenomics resilience.
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AI × DeFi Innovation: AI-powered credit assessment and personalized reward distribution for on-chain financial services.
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Contribution-Driven Minting: User behavior is tokenized, supply is controlled and withdrawals locked to maintain token value.
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JUF Pay On-Chain Payments: 100 % $JUF cashback for users, merchants receive fiat instantly—shielded from crypto price swings.
Progress:
JuFinance has transitioned from concept to prototype, with core modules—JuScroll scores, DID identity, credit-driven payments and rewards—forming a “behavior → credit → value” cycle. Its JUF Pay solution delivers instant cashback that also grows credit, enabling “spend to earn.” Early access beta is live with invitation-only rewards: airdrops, tiered benefits, and dividends for early registrants.
Investment Logic:
JuFinance’s contribution-driven model and on-chain cashback create strong user retention and minimize speculative risk, preserving long-term $JU value. AI-enabled credit and asset management boost risk control and personalization, cementing a competitive edge. JuFinance is well positioned to lead on-chain finance from speculative assets to behavior-backed value creation.
3. Labubu Fans
Project Overview:
Labubu Fans is a high-profile Meme project on Solana, built around the popular Asian art-toy IP “Labubu.” Community-driven and culturally native, it leverages Solana DEXs and CEX listings (including JuCoin) and is evolving from meme speculation to community co-creation. Though unofficial and unaffiliated with Pop Mart, Labubu’s broad Pan-Asian toy fandom has driven significant traction since its October 2024 launch, especially among youth in China, Japan, and Southeast Asia.
Key Highlights:
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IP Traffic Leverage: As a top Asian art-toy IP, Labubu commands a devoted fanbase. The project harnesses unofficial fan channels to avoid legal risks while capturing derivative-culture value, fostering viral user-generated content.
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Meme + NFT + GameFi Parallel Strategy: Building NFTs, on-chain AR accessories, and lightweight Meme GameFi to channel meme traffic into long-term user engagement and asset conversion.
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Active Community: $LABUBU is listed on Solana’s major DEXs and CEXs with official social endorsements. Creative campaigns (visual contests, fan co-creation, merch lotteries) have made Labubu Fans one of Solana’s most vibrant meme communities.
On-Chain Data:
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Users & Activity: 17,694 holders; 4,100 daily active addresses (7-day average, per Solscan).
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Volume & Market Cap: 148,000+ trades; $3.6 M 7-day DEX volume; $21.76 M market cap; $13 M 24-h volume.
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Supply & Distribution: 997.74 M total; top 50 hold 18% (indicating healthy distribution and strong community drive).
Investment Logic:
$LABUBU is a high-beta meme play with short-term sentiment opportunities but exposed to IP hype risk. Recent 40% price drops in the physical Labubu toy market show the brand’s cooling, potentially impacting the token. In the short term, exchanges and creative NFT drops may spark rebounds. Long term, true cultural-asset evolution depends on establishing IP licensing, NFT ecosystem, and on-chain fan engagement. Without real-world synergy, the price may continue to decline.
Summary:
As the crypto industry moves toward compliance and multi-chain synergy, JuChain aligns perfectly by providing an open ecosystem for on-chain credit and RWA assets. Through modular design and multi-chain compatibility, JuChain maximizes the value of on-chain behavior data, empowering developers and users with flexible, rich use cases. Its ecosystem layout—rooted in compliance, native innovation, and Web3 integration—demonstrates a cross-vertical advantage. With modular architecture and multi-stakeholder participation, JuChain offers clear collaboration pathways for developers, users, and institutions. At the intersection of regulatory easing and technological evolution, JuChain’s visionary positioning and ecosystem stickiness will make it a key platform for compliant Web3’s next phase.
Neason Oliver
