Rayls is a next-generation EVM blockchain platform designed to connect traditional financial institutions and decentralized finance (DeFi), enabling secure, compliant, and scalable asset tokenization for banks and developers.
With a unique dual architecture and built-in privacy protocols, Rayls stands out as a bridge between the $100T TradFi ecosystem and the rapidly evolving world of DeFi.
Summary
Rayls is an EVM-compatible blockchain built for banks, financial institutions, and DeFi developers. Combining a permissionless public chain with private, privacy-preserving subnets, it enables compliant cross-border transactions, tokenization of real-world assets, and confidential payments. The platform leverages advanced cryptography, industry-first privacy features, and regulatory compliance, already seeing adoption among major institutions.
What Is Rayls? Why Does the Financial World Need It?
Rayls is a blockchain system designed from the ground up for financial institutions seeking a compliant, scalable entry into digital assets and DeFi. The core vision is clear: unite the legacy strengths of traditional finance—regulatory rigor, trust, and global reach, with the programmability and efficiency of blockchain.
The Rayls name comes from “rails” (as in financial infrastructure) and “ray” (as in speed and clarity). By delivering this new backbone for finance, the project aims to unlock $100 trillion in global liquidity and onboard billions into DeFi.
- Traditional Finance (TradFi) is robust but slow and siloed.
- DeFi is fast, borderless, and innovative, but lacks institutional trust and compliance.
- It bridges these worlds by giving banks and DeFi users a shared, secure platform.
External Reference: CoinDesk: Why TradFi Needs DeFi Integration
How Does Rayls Work? Inside Its Dual Blockchain Architecture
The project is composed of two main components:
1. Rayls Public Chain (Permissionless, Compliant Ethereum L2)
- EVM Layer-2 built on Arbitrum Orbit: Fully compatible with Ethereum (ETH), allowing existing dApps and smart contracts to deploy with ease.
- KYC and AML by Default: Every account is KYC-verified, making it the most compliance-focused public chain for institutions.
- Open for DeFi and Developers: DApps, bridges, and tokens can be created as on any L2, but with enhanced security.
- Real-World Asset Onboarding: Financial institutions can tokenize and distribute real-world assets directly to the global DeFi market.
External Reference: Arbitrum Orbit: Official Docs
2. Rayls Private Subnets & Privacy Nodes (Permissioned, Confidential EVM Chains)
- Institutional-Grade Privacy: Private subnets use advanced cryptography (ZK and Homomorphic Encryption) to guarantee transaction confidentiality.
- Full Auditability: Every transaction is shielded, but auditable by assigned parties to satisfy regulatory demands.
- Composable and Scalable: Institutions can issue private tokens, manage client accounts, and transact cross-border, all in compliance with legal frameworks.
- Interoperability: Assets and protocols can move between public and private environments, unlocking new use cases.
Unique Feature: The project is the first EVM permissioned system offering privacy, scalability, and interoperability simultaneously.
Why Rayls? Unique Advantages for Banks and Developers
| Feature | Rayls | Other Blockchains |
|---|---|---|
| Designed for financial institutions | Yes | Mostly crypto-native |
| Dual public/private chain | Yes | Typically one |
| Live with central banks | Yes | Rare |
| Real yield from tokenized assets | Yes | Limited |
| Direct bank access | Yes (US, LatAm, UK) | Rare |
Real Use Cases in Production
- Tokenized Receivables: Delivering double-digit on-chain yields, fully backed by real-world assets.
- CBDC Infrastructure: Working with central banks on confidential, programmable payments and cross-border settlements.
- Open Collaboration: Interfacing with DeFi protocols, TradFi partners, and fintech infrastructure. The project is open source and ecosystem-first.
External Reference: DeFiLlama: Real World Asset Protocols
Rayls Enygma: Confidential Payments for Institutions
Rayls Enygma is the enterprise-grade privacy protocol, designed for confidential tokenized payments and Delivery-versus-Payment (DvP) flows.
- Shielded, auditable transactions: Every payment is private by default, yet can be audited as required.
- Programmable, atomic settlements: Supports advanced treasury, settlement, and compliance use cases.
- Tokenization meets governance: Institutions can define exactly how digital value is created, moved, and regulated.
Key differentiators:
- Built-in confidentiality & auditability
- Tokenization with granular governance
- Composable and atomic multi-party transfers
Roadmap and What’s Next
Rayls is live with its Steam Testnet and moving toward mainnet launch in December 2025.
- Multi-provider KYC onboarding
- Support for both desktop and mobile
- Privacy-preserving KYC credentials (using zkTLS)
- Sponsored transactions and validator node staking
- Active validator services (AVSs) for transaction compliance
Rayls aims to become the most compliant, liquid, and secure L2 for real-world asset trading and institutional DeFi innovation.
Frequently Asked Questions (FAQ)
- What is Rayls?
Rayls is an EVM blockchain system for banks and DeFi users, combining a permissionless public chain with permissioned private subnets and advanced privacy features. - How is Rayls different from other blockchains?
It’s the only platform offering both a compliant public chain and private subnets, purpose-built for financial institutions. - Why does the public chain require KYC?
To ensure regulatory compliance, protect against money laundering, and create a safer environment for institutional liquidity. - How does Rayls support privacy?
Private subnets use advanced encryption, with shielded yet auditable transactions for regulated financial operations. - What are the benefits for DeFi developers?
Easy migration of Ethereum dApps, access to institutional liquidity, and an ecosystem that welcomes both public and private use cases. - Is Rayls open source?
Yes, with the gradual release of components as they mature and reach security standards. - What’s the Rayls token used for?
$RLS is the governance and utility token, aligning stakeholders and enabling participation in the ecosystem.
Key Takeaways
- Rayls unites banks, financial institutions, and DeFi on a single EVM blockchain platform.
- Dual architecture: public, KYC-enabled L2 and private, confidential subnets.
- Advanced privacy, compliance, and real-world asset integration.
- Already working with major institutions and central banks.
- Ecosystem-first, open to DeFi, TradFi, and infrastructure partners.
Conclusion
Rayls represents the next evolution in blockchain finance, offering a practical and scalable path for banks and DeFi users to collaborate. With robust compliance, privacy, and cross-chain interoperability, it aims to become the backbone for the new global financial system, bridging trillions in value, safely and transparently.
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