Matrixdock, a real-world asset (RWA) tokenization in Asia, has announced a significant product upgrade that incorporates artificial intelligence (AI) capabilities into its offerings in order to enhance efficiency, automation, and transparency in on-chain financial markets.

The integration of AI into Matrixdock’s flagship products, including its gold-backed token (XAUm) and short-term U.S. Treasury bill token (STBT), sets a new step into AI-powered asset management.

Founded in February 2023 by one-stop crypto financial services platform Matrixport, Matrixdock with a total financing amount of $138 million, backed by well-known industry investors such as Paradigm and Dragonfly. Singapore-based Matrixport was founded by Jihan Wu a Chinese billionaire cryptocurrency entrepreneur after he stepped down as co-CEO of Bitmain.

It offers KYC-certified investors the opportunity to purchase short-term U.S. Treasury bond tokens (STBTs) while employing third-party custodial services to manage these government bonds. It later introduced XAUm, a fully-backed tokenized gold asset in vaults in Singapore and Hong Kong, stating it remains the only gold token integrated into the decentralized finance ecosystem.

Matrixdock aims to change foundational assets like gold and U.S. Treasury Bills into programmable financial instruments, likened to “money LEGOs.”

“By embedding Application Programming Interfaces (APIs) that facilitate interaction between AI agents and tokenized assets, Matrixdock is positioning its RWA products as essential components of next-generation financial infrastructure”, the company added.

A primary focus of this upgrade is to enhance user experience with more intuitive and dynamic tokenized assets. Among the first AI-enabled features to launch is XAUm’s Smart DCA (Dollar-Cost Averaging) function, allowing investors to automate regular gold purchases while leveraging AI-driven market analysis to adjust investment amounts and timing. This feature aims to enable a personalized and data-responsive approach to gold investing.

“Tokenization is not just about digitizing assets—it’s about making them smarter, more interoperable, and more adaptive to modern financial markets. We believe in a future where financial products are automated, transparent, and optimized for user experience”, Eva Meng, Head of Matrixdock, stated.

Shogun Lin